How to plan & save for your HOME REPAIR project

Monsoon rain might make things feel fresh and new, but it can also cause problems for your home. After the rain stops and the sky becomes clear again, you might have to think about fixing things around your house. Too much rain and dampness, along with occasional storms, can damage your property. This means you need to fix things that are broken. Let's talk about how much it costs to repair your home after the rainy season and ways to save money for these expected expenses.

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Fixing Things After the Rainy Season: What to look for?

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After the rain is over, you might notice a bunch of problems that need quick fixing. Here are some usual home repair costs that homeowners might have to deal with:

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• Roof Damage: Continuous exposure to rain, wind, and moisture can weaken roofing materials and lead to cracks & leaks. Repairing a damaged roof can be a significant expense.

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• Foundation Issues: When there's too much rain, the ground under your house can get weak, causing troubles like cracks, sinking, and moving. It's really important to fix these problems so your house stays strong and safe.

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• Gutter and Drainage Problems: Clogged gutters and poor drainage can lead to water accumulation around your home's foundation. In some extreme cases it could lead to water coming in and flooding could damage carpets and furniture.

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• Landscaping Restoration: If you have a lawn or garden outside with grass and plants, rainfall can not only wash away soil,and plants, but also create quick sand like conditions that can create bigger problems. .

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How to Prepare Money for Home Fixes After Rainy Days

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While these repairs after the rain are inevitable, proper planning and saving can significantly ease the financial burden. Here are some strategies to help you prepare:

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• Emergency Fund: Maintain an emergency fund specifically dedicated to home repairs. Having three to six months' worth of living expenses saved up can provide you with a safety net during unexpected repair situations.

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• Regular Maintenance: Preventive maintenance is key to minimizing the extent of post-rainy season damages. Regularly inspect your roof, gutters, drainage systems, and foundation to catch potential issues early.

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• Prioritize Repairs: Not all repairs need immediate attention. Prioritize critical repairs that impact the safety and structural integrity of your home, and tackle cosmetic issues like paint etc. later once everything is dry.

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• Budgeting for Repairs: Create a separate budget category for home repairs and allocate a portion of your monthly income to it. This way, you're consistently setting funds aside for potential repairs.

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• Save up via a Committee:

If you feel you have trouble saving up for home repairs, especially if the amount you want for repairs exceeds your monthly contribution. With Oraan you can choose when you want your payout by timing it correctly.

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• DIY vs. Professional Help: Assess your DIY skills and decide which repairs you can handle on your own and which require professional assistance. DIY repairs can save money, but complex issues are best left to experts.There are a lot of apps and tech startups where you can call in a plumber or electrician for much cheaper than your regular guy in the neighborhood.

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• Comparison Shopping: When seeking professional help or purchasing materials for repairs, take the time to compare prices and gather multiple quotes to ensure you're getting the best deal.Sometimes repairmen bill you extra or buy required equipment at much higher prices. A little hassle at your end to buy necessary wares and supplies can end up saving you thousands of rupees. 

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After the rainy season, you might find you need to pay for home repairs, which can be a bit surprising. But if you get ready and save money in smart ways, you can handle these costs without feeling too worried. By keeping money aside for emergencies, taking care of your home regularly, and planning your spending, you'll be ready to manage the money needed for fixing things. Remember, planning ahead now can save you a lot of money and make you feel better in the future.

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