Study now Pay Later Application

Shariah compliant product

Our Study Now, Pay Later plan is fully Shariah compliant, ensuring that your financial solutions align with Islamic principles. We offer transparent and ethical financing options that respect your values and provide peace of mind.

Easy repayment

Enjoy the convenience of manageable payments with our easy repayment plans. Choose between 3 or 6 monthly installments that fit your budget, so you can focus on your studies without financial stress.

No hidden fees

With Oraan SNPL, what you see is what you get. We pride ourselves on transparency, offering clear terms and conditions with no hidden fees. You’ll know exactly what to expect, making financial planning straightforward and hassle-free.

"I never wanted to burden my parents with my higher education, so I set out to complete a master's degree on my dime. I learned about Oraan through a group, and once we talked about my case, trust me, I felt at rest. I'm grateful to Oraan for assisting me in achieving my goal.
"

Neha Ismail - IBA Graduate Employed at Unilever

FAQs

For more information on our Study Now, Pay Later program, check out our FAQs below. We answer common questions about the application process, payment plans, and more.

Who is eligible to apply for Oraan SNPL?

Students enrolled in our partner universities or institutes are eligible to apply for Oraan SNPL.

How do I apply for Oraan SNPL?

You can apply online by filling out a simple application form on our website. The process is quick and straightforward.

How long does it take to get approved?

The approval process typically takes 2-3 working days after we receive all the required documents.

What documents do I need to provide?

We need the following documents to verify your application:
1. Your personal CNIC so that we can verify your identity
‍2. Your Parent's/guardian's CNIC, if you are financially dependent on them
‍3. A recent utility bill, or your proof of address
‍4. An income proof documents - which will be last 3 month's bank statement - for you or the person who will pay your fees
‍5. Screenshot of your current courses enrolled to verify the enrolment
‍6. Your official fee challan/voucher to verify the fees and pay on your behalf
‍7. Your Transcript ♥️ for career counseling and coaching if needed

What if I have more questions?

For any questions, reach our team at 021-37130287 and studentsupport@oraan.com

Contact

Let Oraan pay for your university fees

Shariah compliant product

Easy repayment

No hidden fees

"I never wanted to burden my parents with my higher education, so I set out to complete a master's degree on my dime. I learned about Oraan through a group, and once we talked about my case, trust me, I felt at rest. I'm grateful to Oraan for assisting me in achieving my goal.
"

Ready to Simplify Your University Fees?

FAQs

Let Oraan pay for your university fees

Shariah compliant product

Easy repayment

No hidden fees

"I never wanted to burden my parents with my higher education, so I set out to complete a master's degree on my dime. I learned about Oraan through a group, and once we talked about my case, trust me, I felt at rest. I'm grateful to Oraan for assisting me in achieving my goal."

Ready to Simplify Your University Fees?

FAQs

"I never wanted to burden my parents with my higher education, so I set out to complete a master's degree on my dime. I learned about Oraan through a group, and once we talked about my case, trust me, I felt at rest. I'm grateful to Oraan for assisting me in achieving my goal.
"